The 10 Best Low-Cost Cryptos To Buy Now

Even after the correction of the last couple of years, it’s easy to look at the price of the major cryptocurrencies and feel that you’ve missed the boat. Bitcoin is on the move again… and some really big forecast numbers are being floated again… but for most people the idea of owning more than a fraction of a coin right now is seriously out of reach.

A lot of the other majors are much cheaper, but they’re still not exactly affordable and there are so many of them, the average new investor isn’t going to be in a position to cover all bases… and if you try, you’re going to leave yourself very exposed to any kind of pull back on price.

So my preferred approach is to use my ready cash to buy holdings in low-cost cryptos that meet my selection criteria. I can then use the profits from those to buy in on the more established coins.

In short that means looking at the underlying business model for the altcoin and how they are using the Blockchain to develop it. If it’s interesting, innovative and engaging, then I pay very close attention.

There’s a lot of people doing some very innovative things with Blockchain right now, but I’m looking for those ideas that I can imagine people getting passionate about. That’s what drives uptake and acceptance, and that’s what will take market cap and price to the levels I’m hoping for.

The good news is, I believe that any serious bull run on Bitcoin will drag most quality Altcoins along with it. So most of the coins below should do quite well over the next 12 months with the Bitcoin halving etc. What I’m really hoping though, is that a few of them will take that momentum and build on it, to create something even more impressive!

That’s my personal plan and these are the coins I’m currently buying. You can buy any of these using the links below, that go to the best exchange I’ve found for each. If you’re planning to buy a few, I’d recommend you sign up for Binance using the links below, so you’ll save 10% on all transaction fees, ‘forever’.

Feel free to share your thoughts on these or any others that you think have real potential in 2020!


For my money, Dogecoin is one of the best buys out there right now in the crypto marketplace. On the surface it's an open source peer-to-peer digital currency like many others, but it's go a number of factors working in it's favour that I like.

First up it is fun and has genuine fans. Dogecoin was originally created as a bit of a joke and went on to become a top-10 crypto contender, with a market cap that hit more than $2bn.

As it evolved, the Dogecoin’s founders saw the currency very much as a community venture.“We want to secure its place as the internet currency [that is] perfect for micro-transactions and tipping people you think are awesome,” Palmer told IB Times in April 2014.

Markus added: “We wanted to set a tone that Dogecoin wasn’t really about hoarding and shilling and trying to get rich like we see in many other altcoin communities but that it was really just about having fun and tipping and learning about cryptocurrency.

That message still resonates with a lot of folks. The coin is where it is today because of the community’s enthusiasm, excitement, and good nature.

Secondly, DogeCoin has one of the best 'backers' you could ask for. Elon Musk has come out numerous times to recommend the coin and the mission, and no surprise, with that kind of profile, each time he does, the value tends to soar!

Thirdly, I've found an excellent cloud miner for the coin that you can start using totally free of charge. Alternatively you can turbo charge the crypto mining with a small deposit.... Check out DogeBlack here!

So to wrap it up, this is a classic example of a low-cost crypto that isn't going to be the next bitcoin, but could still appreciate significantly over time. So if you make a small investment... or launch a free mining account on DogeBlack ... you can have a good holding for whatever comes next.

Want to know more? Here's an excellent article on the history and back-story of Dogecoin.





Quantstamp is a trusted leader in blockchain security and delivers end-to-end blockchain solutions for the world’s largest enterprises. In super simple terms, it is all about securing blockchain transactions, so it's potential market is massive, and the demand for this kind of service is never going to go away.

Currently Quantstamp is trading for about $0.01 each, so it's an excellent option to add to your low-cost crypto portfolio. QuantStamp also offers monthly Airdrop of several new coins to long term investors, so a small investment now will grow in number and appreciate in price over time.

Extra Bonus... the link below will entitle you to a 10% kickback on your purchase, so you'll be ahead from the start!

Buy Quantstamp On Binance


Stellar Lumens

Stellar lets you hold, send, and swap digital versions of everyday currencies, so Stellar users can send money across borders faster and for lower costs. Transactions take about 5 seconds and cost only a fraction of a penny.

Though Stellar Lumens (XLM) is low cost... currently under $1... it's definitely not low-cap, having one of the largest market caps of all cryptocurrencies in circulation. So Stellar still has a huge potential for growth.

It operates in a multi-trillion dollar a year market, and dozens of big-name financial institutions issue assets and settle payments on Stellar. So this is a definite buy-and-hold for my portfolio...

Buy Stellar Lumens On Binance



Cardano is another coin with a high market cap and a ton of room to grow. It offers other companies a platform to build their own financial applications, with a key focus on security.

It is a cryptocurrency under US$ 1 that has experienced early success and high adoption rates. It's currently one of the top 10 coins in terms of market cap, and that could improve significantly as they continuously invest in developing new partnerships with both businesses and governments.

Buy Cardano On Binance



Steem is a blockchain-based platform that enables content producers to earn money from their work without advertising. Users can earn the tokens (SMTs) any time someone likes their work or approves of it.It's already used to power a number of popular social platforms, and currently handles a higher number of daily transactions than Bitcoin and Ethereum combined!

So this ticks all my boxes and then some... the lofty goal of 'improving the quality of content on the internet and reducing the flood of advertising' is worth supporting in it's own right, and the potential for growth and appreciation is massive. This is a definite buy-and-hold for me, though you can also earn Steem through their social platform if you publish quality content of interest to other Steem users.

Buy Steem On Coinbase




Polymath is a security token platform that ensures compliance with government regulations when issuing digital securities. Polymath is a platform like Ethereum, but instead of creating utility tokens like an ICO platform, it offers equity in a company – a model which has a well-established regulatory framework. Polymath focuses on KYC, AML, and other legalities to ensure regulatory compliance with securities laws.

So to be blunt, it's not at all sexy and is never going to have the fan-following of a Dogecoin, but the potential market is enormous. As the crypto market continues to expand, and govt regulatory bodies continue control measures, a crypto like Polymath is uniquely positioned to capitalise.

It's currently trading at just under two cents... down from a high of $1.50+ a few years back... which makes it a value buy in my book. Everything I've read suggests the drop was purely the result of being dragged down by Bitcoin, so I'm quite confident a move the other way in the Bitcoin price will have a similar effect on POLY!

Buy Poly Now On Binance




Ripio Credit Network

RCN aims to totally disrupt the credit sector by connecting lenders, borrowers, and loan originators on the blockchain to create frictionless, transparent, and borderless debt markets. Currently RCN will cost you less than 5 cents each, making it a very affordable speculative bet in one of the most lucrative markets their is.

The risks for me are whether governments may try to exert control over the alternative process, and whether the powerful interests that already dominate this sector might try to derail the blockchain approach. Either one could have quite an impact on the coins' trajectory, but my gut feeling is it would only be temporary, if it happens at all.

Offsetting that is the companies expansion into other areas, including crypto exchange, wallets, training and trading, plus they've developed an active committed community.

So this one ticks a lot of boxes for me, so much so I've added to my holdings a couple of times now. Click the image above to do your own due diligence, and if you see what I see, you can click below to grab a stake...

Buy Ripio On Binance





Chainlink provides a secure process for connecting blockchain applications to outside data sources.

Currently this is done using 'oracles'... agents that find and verify real-world information and submits it into a blockchain for a smart contract to use. This process is problematic, in that the oracle could be compromised, defeating the entire purpose of the blockchain.

Chainlink however performs these same tasks and more, with a level of security the oracles can't match, and with the ability to connect to AI entities as well as human driven data sources. That alone takes it to a whole new level.

The bottom line on this one is, it's not particularly 'sexy' and most people won't ever get too excited about it, but behind the scenes dozens of household name companies are signing up to use the network.

This is easily the most expensive coin on this list (currently $2.50) and it's already made a pretty good recovery from previous lows, but it is still well down on it's all time high of $4.54 and definitely worth adding to your buy now list.

Buy Chainlink on Coinbase



IOTA is creating a distributed ledger system that will power the future of the Internet of Things. It uses a pay-it-forward approach instead of a payment/reward system... ie. to perform a transaction a user needs to confirm two previous transactions... so it removes fees from the equation and speeds up the process significantly.

This approach sets it apart from most of the better known cryptos, frees it from a lot of constraints that have hindered other currencies, and the target market... ie the entire Internet Of Things... gives it enormous potential for growth.

Currently prices at 25 cents, this is a very easy buy. It broke through $5 in the previous bull market, so given the growth in this sector and the advanced the developers have made since then, I'm quietly confident it will go even higher in the next year or so.

Buy IOTA on Binance




Ravencoin (RVN) is an open-source blockchain project that specializes in the creation and peer-to-peer transfer of assets. Ravencoin enables users to create and trade any real-world (e.g. commodities) or digital (e.g. virtual goods) assets on a network.

Ravencoin was inspired by Game of Thrones, especially the mythical world of Westeros where ravens were used to send statements of truth from one party to another, a process Ravencoin attempts to emulate.

While that sort of tie to pop-culture can often indicate a joke or parody coin, in this case, the underlying function and quality of the Ravencoin project means the fan-base support could be a major positive over time. Already it's had some high profile support, with the CEO of Overstock investing millions of dollars into it, and more recently TokenizEU has chosen Ravencoin platform for its all-new potential assets.

This is another coin that is significantly discounted on it's previous highs, so if you buy now, even a partial recovery over coming months would amount to some serious gains. Personally though, I view this one with a little less confidence, so I've only bought half my usual stake.

Buy Ravencoin At Changelly


Buying Low-Cost Cryptos

It should go without saying that buying any cryptos is a high risk investment.

Any time the potential rewards are high, you can rest assured the risks are equally big. So you should do your own due diligence and only ever invest money you can afford to lose.

You should also be looking at most of these as long term buy-and-hold trades. I’m personally only investing small amounts in each, in the hope that one or two might skyrocket. I’m obviously hopeful… and maybe even confident… that most of the rest will appreciate over time, but given the size of my investment in each, those gains won’t be particularly life changing.

So instead I’m looking to cover a lot of different high-potential altcoins, to see if I can get in early on one that really takes off. So my approach is totally speculative and I’m going in with eyes wide-open to the possibility that any of these could end up worthless.

Along the way though I hope to encounter some exciting & innovative thinking, join some interesting communities, have some fun… and just maybe hit a jackpot or two!

If that sounds like an approach you could get on board with, I’d encourage you to make a start. The crypto market is already on the move, and the Bitcoin halving later on this year should see that accelerate even further. So make sure you grab a few of these altcoins now while they are still at bargain prices!